Stay Open. Stay Strong. Outsmart Disaster with PCR!
No matter the challenge – power loss, road closures, or wildfires – be prepared.
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Prepare for Anything
OutSmart Disaster is a no-cost training and resource program for California businesses. This empowers businesses to build resilience and prepare for emergencies and bounce back faster when unexpected events occur. OutSmart Disaster is not only for when you need assistance but to help you prepare.
We guide you step by step through creating a Resiliency Roadmap so you can plan during the calm and bounce back when things get tough. We also provide business preparedness tips and recovery resources.
Operations & Financial Management Planning
- Preparedness Training & Planning
- Financial Readiness & Risk Assessment
- Access to Capital for Resilience
- Pre-Disaster Credit Readiness
Communications & Marketing
- Real-Time Advising
- Business Continuity Assistance
- Technical Guidance
Get Practical Advice
If you’ve been affected by recent wildfires, floods, or other declared disasters, or want to prepare for future ones. California has resources to support you every step of the way. Whether you’re planning ahead or recovering afterward, we know that protecting your business and getting back on your feet can feel overwhelming – but you’re not alone.
Outsmart Disaster is here to help you build resilience and recover with confidence. This page is your one-stop guide for both pre-disaster preparedness and post-disaster recovery—from strengthening your business before a disaster strikes, to taking the right steps after an event, accessing financial assistance, filing insurance claims, and connecting with local and federal support.
Business Continuity
Roadmap
Outsmart Disaster’s Resiliancy Roadmap helps develop a preparation plan with six simple steps. Each step is assisted with forms to help you customize your Business Continuity Plan. Whether you’re just getting started or updating your plan, this is a practical way to build resilience, one step at a time.
Step 1
Recognize Potential Threats
Recognize Potential Threats
Identify, prioritize, and document risks unique to your business. Use the Resiliency Roadmap for restoring operations.
Step 2
Establish Clear Communication
Establish Clear Communication Channels
Gather contacts, plan communication, and set up emergency alerts.
Step 3
Understand Your Operations
Understand Your Operations
Prioritize readiness, processes, document equipment, and secure IT systems.
Step 4
Hazard Mitigation Planning And Readiness
Hazard Mitigation Planning
Assess building safety, inventory, backups, and safety features.
Step 5
Understand Your Insurance and Finances
Understand Your Insurance and Finances
Review insurance, plan finances, and explore disaster relief options.
Step 6
Create & Test Emergency Response Plan
Create and Test Emergency Response Plan
Train employees, test plans, and prepare an emergency kit.
How it Helps
This isn’t just a recovery tool – it’s intelligence for businesses that want to stay a step ahead of disaster.
Resiliency Roadmap
A six‑step, easy‑to‑use planning guide (with downloadable forms) to help businesses identify threats, secure finances, plan for hazards, and train their teams.
Recovery Resources
Guidance on handling insurance, accessing relief programs (FEMA, SBA, state agencies), and restarting operations after a disaster.
Free Training & Custom Materials
Attend virtual or in‑person workshops, or request co‑branded Resiliency Roadmap booklets to share with your networks.
Practical Tools
Topics include preparing for floods, fires, cyber threats, extreme weather, and other risks.
PCR Can Help You Get Started
With Outsmart Disaster!
Need More Help?
Visit the OutSmart Disaster by CalOSBA for full tool access, subscribe to updates, register for training, or request bespoke materials. Your resilience is our priority.
